Why use RMS. Indeed, why use insurance broker at all?
You are experts in your field. We are experts in ours.
Proper risk management and insurance advice is intended to protect your business from the catastrophes, which can and do occur. Can you rely on anything less than proven expertise to provide such advice?
From RMS you will always receive the best advice - advice backed by over 25 years of experience, from qualified technical staff and the international resources of the Assurex Global network.
Independence
RMS is entirely independent of any insurer and act as your consultant, not the agent of an insurance company. It is this independence, together with our professional expertise, that enables us to serve our clients effectively.
Security
The world of insurance has changed dramatically over recent years. Mergers and acquisitions both among underwriters and insurance brokers have been interspersed with bankruptcies and liquidations.
Although it is not possible for a broker to guarantee the security of an insurer, RMS Oman, in their role as technical manager, maintain up todate security vetting criteria.
Purchasing Power
Through our association with Assurex Global network, we have significant purchasing power to leverage the best “deals” on behalf of our clients. This does not mean just the cheapest price, but most comprehensive wordings and most generous claims settlements too.
A Team Approach
While we adopt a team approach to ensure that appropriate resources are always available to our clients, we do not allow our team approach to affect the personal contact that is so important with our clients.
An account director is appointed to each client to be responsible for the risk management solutions we recommend.
Won’t I Pay More?
Some insurers will try to solicit business by offering discounts. Often however the premiums offered are higher than the market norms and cover can be very restrictive.
In most cases RMS is able to offer competitive premium with extensive policy cover.
Of course competitive premiums are important. However much more important is to minimise the total cost of risk, the deductibles, the uninsured areas, the management time, the loss of reputation and all those other intangibles that may accompany a difficult claim.
Special Risks
As a result of association with Assurex Global network, we share their expertise in complex placements of:
Employee Benefits
More and more employees, both nationals and expatriates are turning to their employers to provide for health care, life insurance, personal accident insurance and pensions.
We can negotiate broad covers and competitive terms and manage health schemes on your behalf.
Through associates we can also provide actuarial facilities for pension scheme valuations.
